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Financing

A new roof from $174/mo.

Two trusted lenders, 30+ plan options including true 0% interest and rates as low as 2.99% APR. Terms up to 240 months. Soft-credit pre-qual in 60 seconds — no impact to your score.

0% APR plans
Up to 72 months
Decisions in minutes
Soft-credit pre-qual
No prepayment penalty
Ever
Works with insurance
Cover deductibles
Payment Estimator

Estimate your monthly payment.

Real plans from real lenders. Toggle between Service Finance and Foundation Finance to see what fits.

$15,000
$1,000$100,000
Estimated Monthly Payment
$174.00
per month
120 months
at 6.99% APR
$20,880
Total of payments

About these estimates: Payments shown are estimates only and not a credit offer. Actual rate, term, and approval amount depend on your credit profile and are determined by the lender. Zero-interest and reduced-rate plans require approved credit. Minimum loan amounts apply. DG Roofing & Remodeling LLC is an authorized contractor in the Service Finance and Foundation Finance financing programs — we are not the lender.

Why finance with DG

Protect your home today. Pay over time.

  • 0% interest plans up to 72 months
  • Long-term plans up to 240 months
  • Approvals for FICO scores from 550
  • Use it alongside your insurance claim
  • No money-down options available
  • No prepayment penalty — pay it off any time
3-step process
  1. 1
    Pick a plan
    Use the estimator to see what fits your monthly budget.
  2. 2
    Soft-credit pre-qual
    60-second check. No impact to your credit score.
  3. 3
    We build your roof
    Funds go straight to the project — you pay your lender.
Two lenders, one easy process

Pick the lender that fits your credit.

We're authorized through both Service Finance Company and Foundation Finance. Whatever your credit looks like, there's a path to a new roof.

Service Finance

Best rates

Industry-leading plans for strong credit — true 0% same-as-cash, 0% equal payments up to 72 months, and long-term rates as low as 2.99% APR.

  • 0% same-as-cash · 3 / 6 / 12 / 18 / 24 months
  • 0% equal payments · 25 / 36 / 48 / 60 / 72 months
  • Long-term rates from 2.99% – 9.99% APR
  • Terms up to 240 months (20 yr) · up to $100,000

Foundation Finance

Easier approval

Designed for homeowners building or rebuilding credit. Tiered pricing approves FICOs as low as 550 with same-day decisions.

  • Tier 1 (725+): 11.9% APR
  • Tier 2: 13.5% · Tier 3: 15.99% APR
  • Tier 4/5 (FICO from 550): 17.99% APR
  • Terms 60–240 months depending on amount
Verified coverage
Fully licensed & insured in Texas
  • $2,000,000General aggregate
  • $1,000,000Each occurrence
  • $2,000,000Products / completed ops
  • Sutton SpecialtyPolicy through 11/2026
Common questions

Roof financing, in plain English.

Will checking my rate affect my credit?
+

No. Pre-qualification is a soft-credit check and won't impact your score. A hard pull only happens if you choose to formally apply and accept terms.

Can I use financing with an insurance claim?
+

Yes — many of our customers use financing to cover their deductible or any out-of-pocket portion of a storm claim, so the work can start immediately.

Is there a prepayment penalty?
+

Never. You can pay off the balance at any time. On 0% plans, paying in full before the promo period ends means you pay zero interest — ever.

What credit score do I need?
+

Service Finance is best for FICOs of 650+. Foundation Finance approves FICOs as low as 550. We'll guide you to the right lender for your situation.

How fast is approval?
+

Decisions are typically returned within minutes. Once approved, funds go directly toward your project — no waiting.

Ready when you are

See your rate in 60 seconds.

Call Dirk directly or request a free inspection — we'll match you to the right plan and put the numbers in writing.